Exercise your freedom
with a new retirement plan proposal system designed for how you sell.

At Ascensus, our independence means you have the freedom to work with a neutral partner whose sole focus is serving the plan—not one who will box you in with investment requirements, restrictions, and other service limitations. From building the right plan to presenting it, we support your expertise with flexibility, choice, and value. 

More than a proposal,
an experience your clients won't forget.
  • Custom. Variable content reflects the tailored recommendations you choose for your client.
  • Modern. Optimized for the screen to make it easier to sell virtually.
  • Digital. Embedded communications and demos bring to life sponsor and participant experiences.

Run a proposal today to see how we're transforming the sales experience
for you and your clients. Call 800-345-6363.

We're Ascensus, 
the nation's largest independent retirement services provider1 .


1 Cerulli Associates. The Cerulli Report: U.S. Retirement Markets 2020. March 2021.)
Watch this short video to see how you and your clients benefit from our independence.
 

You're free to do business your way
with new managed account options from Ascensus.

Our open-architecture platform better positions you to meet each client’s needs by providing multiple managed accounts services to choose from and the freedom to decide what works best for the plan.  
More investment options
Just as you can guide your clients in selecting their plan investment lineup, we believe you should have a say in which of the managed account services fit the plan.
A cost-effective fiduciary service you can offer your clients
We have a competitive landscape of solutions with varying capabilities-including fiduciary protection-to meet your clients' needs at a fair value.
An opportunity to highlight your expertise
Your clients trust you to educate them and help make the best choices for their plan. We give you core details about each provider and the services available, which you can use as a starting point. Additional information is available from the managed account providers, as needed, for your due diligence.

Learn more about how you can meet a growing demand for personalization with new investment and advice services or contact us directly for a comparison overview of the available managed account providers.

​* For plans on the Ascensus recordkeeping platform.  Firm or product restrictions may apply.  For more specific information about managed account options through Ascensus partners, please contact our sales team.

A respected leader​

For more than 40 years, Ascensus has helped financial advisors bring retirement solutions to millions of Americans. Our open-architecture platform and industry-leading expertise give you the freedom to build a plan that you can offer to your clients with confidence. ​​
114,300+
retirement plans, with a focus
on helping Americans save
​for ​the future
​​1st
independent recordkeeper to
offer a ​scalable, fee-based
​solution for financial advisors
Approximately $109 billion
in retirement assets
​​under administration*
​* As of 3/31/2021.

Ultimate pricing transparency

Ascensus ranked #2 for price in the Financial Advisor IQ Service Awards.* That's because we believe in providing value that consistently aligns with your clients’ fees. Our pricing is simple, transparent, and predictable—the assets in the plan don't impact pricing.​
​
Use our pricing calculator to run a custom illustration for your client's plan. 
​*Financial Advisor IQ. Financial Advisor IQ Service Awards. November 2020.

The financial wellness difference 

We've created a holistic financial wellness solution that helps ensure employee wellness, retention, and productivity. Through a partnership with Financial Finesse, we offer a program that provides unbiased and personalized guidance, including virtual financial coaching,  to promote positive savings outcomes for employees. 
Financial Finesse is an information service only. The information provided is for general education purposes only and is not intended to substitute for the advice of your investment, legal, and tax advisors or to be the basis of specific trading or investment activity. Financial Finesse is a trademark of Financial Finesse, Inc.

Make the smart move for your fee-based business​

​Ascensus knows that you have many choices when deciding on a partner. ​We also understand the evolving nature of the retirement industry and how to help you modernize your practice. ​
Trends from our platform show that plans using a fee-based service model represent the majority of new plan sales. 

​With unparalleled experience in this area, Ascensus can help you align your practice with new industry standards and the needs of your clients.

Low cost investments ARE available

Contrary to popular opinion, many institutional mutual fund options exist within the small plan market. With clients continuing to seek the highest quality investments at the lowest possible cost, it's important to work with a provider that can provide access to the funds your clients want.
At Ascensus, we can support this need. Our fee-based platform offers your clients over 5,000 of the absolute lowest-cost funds.† Plus, changes to your client’s investment menu have no effect on our recordkeeping fees.

You have the liberty to fulfill your fiduciary responsibilities and offer clients the best lineup at the lowest possible cost.

†Qualified as funds that offer service revenue of 0 bps. Data as of 12/31/2019. ​

Manage your book of business simply and efficiently with Investment Change Manager 

Our technology makes it easier than ever for you to manage your book of business. Ascensus' financial advisor site features a complete menu of available funds for your clients. Each fund listing features a breakdown of Morningstar rating, share class, expense ratio, and past performance.
​
In addition, our Investment Change Manager tool streamlines the investment oversight process, enabling fee-based financial advisors to:
Submit requests to add and exchange funds
Update the funds and the underlying percentages of model portfolios that you have constructed for your client
Efficiently manage multiple plans that share the same model portfolios at one time
Rebalance model portfolios to targeted allocations
Update model portfolio rebalance frequency
What would happen to your retirement plan business if you could work with a provider that rewards you with actions instead of just words?

Our newly enhanced Elite Advisor program is designed to demonstrate our commitment to enhancing and retaining our relationship to you.
The value of flexibility
We offer a broad range of savings solutions that allow you to choose what works best for your clients. Whether your clients are looking for a traditional 401(k), a partner for compliance services, or a SEP or SIMPLE IRA program, we can support their needs. 
Full service daily recordkeeping and administration
Recordkeeping-only services, allowing the advisor to work with a TPA of their choice
 Compliance and administration services for advisors that have preferred products that require a TPA
Administration services for specialty retirement plans, including Cash Balance and defined benefit
SEP and SIMPLE IRAs
Small business retirement plans for owner-only firms

At Ascensus, our business is helping you grow yours

Have an opportunity? Let us help you win and build your next plan.
 
​An Ascensus regional vice president can provide in-person support, helping you prepare for or joining a client meeting to facilitate the sale. After you’ve sparked interest, use our proposal to help you build trust and present plan details to your client in an easy-to-follow format.
 
Talk to one of our experts about the next step.​